ANOTHER 49 bank branches are shutting across the UK next year – leaving millions of customers facing yet more disruption to their local banking.
The latest wave of closures will see Lloyds, Halifax and Bank of Scotland branches shut down in towns and cities spreading all the way from Cornwall up to the Scottish Highlands.
Lloyds will shut 26 branches, Halifax 10 and Bank of Scotland 13 between January and October.
It will leave Lloyds Banking Group, which owns all three, with 705 branches – 359 Lloyds, 269 Halifax and just 77 Bank of Scotland.
Staff at affected sites will be offered roles at nearby branches or other parts of the business, Lloyds said.
The move is the latest blow for high street banking.
Since 2015, more than 6,400 branches have shut, an average of 53 every month, according to consumer champion Which?.
Lloyds Banking Group said closures reflect the switch to online and app banking.
A spokesperson said: “The way people are banking has changed, with over 21million customers choosing our apps to manage their money.
“We’re providing more choice than ever before, bringing together the best in digital convenience with our people.
“Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or Banking Hubs for their everyday banking, and deposit cash at over 30,000 PayPoint locations.”
But critics say rural and older customers are being left behind. Caroline Voaden, MP for South Devon, blasted the closure of the Lloyds branch in Totnes.
“This decision leaves Totnes without a physical bank and is the latest in a string of bank closures in South Devon,” she said.
“Protecting these services is crucial, especially for those who don’t use mobile banking, and I will be working with the Town Council to push for the establishment of a banking hub in Totnes.”
The latest wave comes on top of 11 more branches shutting this week – including NatWest sites in Abingdon, Birmingham, New Market, Willerby and Yate.
Halifax is closing branches in London Clapham Junction, Rhyl, Erdington, Cirencester and Walkden, while Lloyds is axing its Leeds Armley site.
There is some hope for customers, 11 new banking hubs are set to open soon, letting customers from any bank withdraw cash, pay in money and get help with everyday banking.
The new hubs will be in Buxton, Camborne, Chepstow, Deal, Gorseinon, Grangemouth, Harborne, Hawick, Ryde, Stamford and Totton.
What to do if your local bank is set to close
If your local branch is shutting up shop, there are ways you can access banking services without having to venture to another town.
You can use one of the Post Office’s 11,684 branches for basic banking services – although you won’t be able to open new bank accounts or take out personal loans or mortgages.
You can find your nearest Post Office branch by visiting postoffice.co.uk/branch-finder.
Many banks also offer a mobile banking services – portable branches where you can access services like cash deposits, withdrawals and bill payments.
These mobile units visit designated locations up to five days a week, except on Christmas Day and Bank Holidays.
Some banks use buildings such as village halls or libraries to offer mobile banking services.
Here’s the full list of every branch closing next year so you can check if your local one is on the chopping block:
Lloyds Bank
- Alfreton 21 High Street, Alfreton DE55 7DR – January 19
- Ammanford 19 Quay Street, Ammanford SA18 3DB – January 12
- Bideford 5 High Street, Bideford EX39 2AD – January 13
- Birmingham – Harborne 125 High Street, Birmingham B17 9NP – October 8 2026
- Camborne Market Square, Camborne TR14 8JT – October 7 2026
- Chepstow 7 Manor Way, Chepstow NP16 5HZ – October 7 2026
- Chester-le-Street 81-85 Front Street, Chester-le-Street DH3 3AJ – January 1
- Deal 2 High Street, Deal CT14 7AD – January 22
- Fleet 174 Fleet Road, Fleet GU51 4DD – January 13
- Gillingham (Dorset) High Street, Gillingham SP8 4AQ – January 8
- Gorseinon 113 High Street, Swansea SA4 4BR – October 8 2026
- Havant 4 West Street, Havant PO9 1PE – January 19
- Hedge End St John’s Centre, Southampton SO30 4QU – January 21
- Hedon 25 St. Augustines Gate, Hull HU12 8EU – January 28
- Ivybridge 13 Fore Street, Ivybridge PL21 9AD – January 14
- Lewes 8 High Street, Lewes BN7 2AD – January 19
- Mitcham 9 Majestic Way, St Marks Place, Mitcham CR4 2JS – January 8
- New Addington 13 Central Parade, Croydon CR0 0JB – January 14
- Okehampton Fore Street, Okehampton EX20 1HJ – March 25
- Penzance Market House, Penzance TR18 2TN – January 21
- Petersfield 5 The Square, Petersfield GU32 3HL – January 21
- Ryde 35 Union Street, Ryde PO33 2LH – January 21
- Stamford 65 High Street, Stamford PE9 2AT – January 20
- Swadlincote 59 High Street, Swadlincote DE11 8JA – January 20
- Totnes 31 Fore Street, Totnes TQ9 5HH – January 8
- Totton 30 Commercial Road, Southampton SO40 3TH – January 19
Halifax
- Buxton – Spring Gardens 74 Spring Gardens, Buxton SK17 6DL – January 20
- Camborne 31 Trelowarren Street, Camborne TR14 8AD – October 7 2026
- Deal 63 High Street, Deal CT14 6EH – January 22
- Hastings 1 Queens Road, Hastings TN34 1QP – January 22
- Havant 26 West Street, Havant PO9 1PG – January 15
- London – Wandsworth 14 Garratt Lane, London SW18 4FT – January 15
- Middleton 24 Middleton Gardens, Manchester M24 4DF – January 8
- Seaford 33A Broad Street, Seaford BN25 1LS – January 19
- Skipton 63/65 High Street, Skipton BD23 1DS – January 26
Bank of Scotland
- Bellshill 207 Main Street, Bellshill ML4 1AL – January 12
- Castle Douglas 192 King Street, Castle Douglas DG7 1DB – January 22
- Dingwall High Street, Dingwall IV15 9HL – March 25
- Erskine – Bridgewater 8 Bridgewater Shopping Centre, Erskine PA8 7AA – January 13
- Gairloch Bank Brae, Gairloch IV21 2BE – January 15
- Glasgow – Anniesland 836 Crow Road, Glasgow G13 1ET – January 12
- Grangemouth 24 La Porte Precinct, Grangemouth FK3 8AS – October 8
- Hawick 7 High Street, Hawick TD9 9BZ – October 7
- Largs 32 Main Street, Largs KA30 8AD – March 25
- Larkhall 39 Union Street, Larkhall ML9 1DT – January 8
- Nairn 73 High Street, Nairn IV12 4BS – January 20
- St Andrews 1 Queens Gardens, St. Andrews KY16 9TD – January 20
- Tain Tower Street, Tain IV19 1DY – January 12
- Yeovil King George Street, Yeovil BA20 1PT – January 12
